Incorrect. That means you have a problem with being able to receive. You won't automatically feel indebted unless you have self-esteem issues. I know, because I used to be this kind of person. I'm not anymore. I graciously receive now.
And any guy who gives with the expectations of getting something in return is an asshole who is setting you up to question your worth, your sanity, and thus help you feel this way. So fuck guys like this right in the face. Most men aren't like this. Immature, manipulative jerk-offs are.